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Financing for the purchase, which was made through an NTS , was provided by the , according to a news The purchase price wasnot disclosed. The previouse owner was PlainviewApartments LP, a Denver-based investmenf partnership, according to online recordsa from the Jefferson County Propertt Valuation Administrator and the Kentucky Secretaru of State. Its assessed valuw for tax purposesis $9.7 million, accordinhg to the PVA Web Occupancy at the time of the purchase was about 94 the release said.
NTS plans to enhancse and renovate the property but no details were disclosed in the The apartment complex was developed as part of the Plainviewplanner community, which includes 800 single-familh homes, more than 1,000 apartments, 500 town multiple shopping centers and nearly 2 million squarw feet of office space. NTS began construction and development of theplannede community, Louisville’s first, in the earlhy 1970s. With the acquisition, NTS Developmenyt Co. and its affiliates now own four apartment communities in Its other holdings in the area are HurstbourneGranxd Apartments, The Overlook at St.
Thomas and The Willows of NTS also manages 14 other apartment communities and 31 commerciap properties with more than 5 milliomn feetof office, retail and warehouswe space in the Southeast.
Thursday, August 9, 2012
Wednesday, August 8, 2012
Shircliff leaving JHSMH - Business First of Louisville:
iwyqaxewun.wordpress.com
Shircliff, 53, said he has been with the organization for24 “and that is a long time to stay in the same He said he now wants to “go to the next stag in my career” by working as a consultant to help otheer hospital groups across the country cope with the effectsz of the down economy, as well as healtyh care reform. Shircliff said he didn’t yet know if he woulf work independently or with a consultant but said he plans to remainin “Louisville’s home and, if at all we want to stay here,” he said.
Shircliff gave a 60-dau minimum notice, he said, but told the hospital boarxd that he would remain with theorganizationn “as long as necessary” to ensure a successfu l transition. LouAnn Atlas, chairwoman of JHSMH’s boarfd of trustees, said Shircliff’s departurer was voluntary. “When he came to this along withhis wife, we certainly supportedr that and wish him well,” she Atlas said she has assembled a group of trustees to begih the process to identify an interim presidenyt and CEO, which they hope to announcwe in the “very near future.
” A national search will be conducte for Shircliff’s permanent replacement, she and they hope to have someone in placd “in the next several months.” JHSMH has seen other departures among some of its top leadershipo including JoAnne Maamry, who resigned as presiden and CEO of Our Lady of Peace psychiatric hospitalk last August, and Mark Carter, who resignec as CFO for JHSMH in April 2008. But Atlaxs said no additional changesare “We have a team that brings to us a wide variety of experiencesz and time in the health care she said. “We’re very comfortable with the seniod teamwe have.
”
Shircliff, 53, said he has been with the organization for24 “and that is a long time to stay in the same He said he now wants to “go to the next stag in my career” by working as a consultant to help otheer hospital groups across the country cope with the effectsz of the down economy, as well as healtyh care reform. Shircliff said he didn’t yet know if he woulf work independently or with a consultant but said he plans to remainin “Louisville’s home and, if at all we want to stay here,” he said.
Shircliff gave a 60-dau minimum notice, he said, but told the hospital boarxd that he would remain with theorganizationn “as long as necessary” to ensure a successfu l transition. LouAnn Atlas, chairwoman of JHSMH’s boarfd of trustees, said Shircliff’s departurer was voluntary. “When he came to this along withhis wife, we certainly supportedr that and wish him well,” she Atlas said she has assembled a group of trustees to begih the process to identify an interim presidenyt and CEO, which they hope to announcwe in the “very near future.
” A national search will be conducte for Shircliff’s permanent replacement, she and they hope to have someone in placd “in the next several months.” JHSMH has seen other departures among some of its top leadershipo including JoAnne Maamry, who resigned as presiden and CEO of Our Lady of Peace psychiatric hospitalk last August, and Mark Carter, who resignec as CFO for JHSMH in April 2008. But Atlaxs said no additional changesare “We have a team that brings to us a wide variety of experiencesz and time in the health care she said. “We’re very comfortable with the seniod teamwe have.
”
Monday, August 6, 2012
Canisius ups Internet course offerings - Philadelphia Business Journal:
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Starting this fall, the college will offer master’s degreews in literacy education, sport administration and educationalo administration. The three programs join the online master’s programn in physical education, which has been offerec by the college since early saidJim Bagwell, director of graduate admissions for the Schoolp of Education and Human Services. All threre programs are geared toward students who live outsides WesternNew York, though some space is available for local students. Bagwell declined to say how many spot will be set aside forlocal students. The programsd begin Sept. 14, three weeks after the Aug. 24 starrt date for the rest ofthe college, Bagwellp said.
The literacy education prograk prepares literacy specialists for certification in NewYork state, while the sport administration program focusees on sports-related business, such as intercollegiated athletics, amateur and professional sports, sports marketingv firms, special-event management and facilityh management, the college Students in the education administration program will receivr a School Building Leader and/or School District Leader certification in New York Each of the new online program also exist as on-campus programs.
Starting this fall, the college will offer master’s degreews in literacy education, sport administration and educationalo administration. The three programs join the online master’s programn in physical education, which has been offerec by the college since early saidJim Bagwell, director of graduate admissions for the Schoolp of Education and Human Services. All threre programs are geared toward students who live outsides WesternNew York, though some space is available for local students. Bagwell declined to say how many spot will be set aside forlocal students. The programsd begin Sept. 14, three weeks after the Aug. 24 starrt date for the rest ofthe college, Bagwellp said.
The literacy education prograk prepares literacy specialists for certification in NewYork state, while the sport administration program focusees on sports-related business, such as intercollegiated athletics, amateur and professional sports, sports marketingv firms, special-event management and facilityh management, the college Students in the education administration program will receivr a School Building Leader and/or School District Leader certification in New York Each of the new online program also exist as on-campus programs.
Sunday, August 5, 2012
RealtyTrac: Colorado foreclosures declining - Denver Business Journal:
esivyjifag.wordpress.com
percent fewer home foreclosures in May thanin April, and 15 percenrt fewer than the previous May, reported Even so, Colorado climbed in RealtyTrac's foreclosured ranking of the states, to No. 8 in May from No. 9 in Apri and No. 10 in because by its reckoning, other state's foreclosurer rates declined more rapidlythan Colorado's. A total of 4,87 Colorado properties were in foreclosurein May, or one for every 436 said RealtyTrac, an Irvine, Calif.-based marketerr of foreclosed properties. That was down from 5,495t foreclosure properties in April, or one per everyt 387 households. Colorado's foreclosure-per-households ratio was better than the national average of oneper 398, RealtyTrac said.
It said 321,480p U.S. properties were in foreclosurein May, down 6 percentt from April. Nevada again had the nation'z highest foreclosure rate in May, RealtyTrac with one in every 64 households in some stagee of theforeclosure process. It was followed by Florida, Arizona, Utah, Michigan, Colorado, Idaho and Ohio. Nationwide, "May foreclosurer activity was the third highest monthnon record, and marked the thirds straight month where the total number of propertiex with foreclosure filings exceeded 300,000 — a firsyt in the history of our James Saccacio, RealtyTrac CEO, said in a statement "While defaults and scheduled foreclosure auctionsz were both down from the previous bank repossessions, or REOs, were up 2 percent thanks largely to substantial increases in severap states, including Michigan, Arizona, Washington, Nevada, Oregon and New Saccacio said.
He said the company expecta bank repos to spike in the comingmonths "asz foreclosure delays and moratoria implemented by various stat laws come to an end." Colorado officials -- as well as locakl members of the real estate industry -- have long disputed the state'ws high position on RealtyTrac's monthly lists, arguingb that its foreclosures are overcountedx partly because Colorado's public trusteews report foreclosures at each stage of the process. RealtyTracv officials have said that their methodologytis fair. Colorado ranked firstr on RealtyTrac's monthly list for most of 2006.
But Nevadas moved into the top spot in 2007 and has held it ever Colorado ranks lower in foreclosurez onother lists, including the 's quarterly delinquencg survey. The , for the firstf quarter of 2009, released May 28, showec that Colorado ranked 41st among the statesin past-du e mortgages, and 26th in foreclosures started. RealtyTrac'd data for the first quarter of 2009 showed Colorad o hadthe 12th-highest foreclosure rate in the natiom for that three-month .
percent fewer home foreclosures in May thanin April, and 15 percenrt fewer than the previous May, reported Even so, Colorado climbed in RealtyTrac's foreclosured ranking of the states, to No. 8 in May from No. 9 in Apri and No. 10 in because by its reckoning, other state's foreclosurer rates declined more rapidlythan Colorado's. A total of 4,87 Colorado properties were in foreclosurein May, or one for every 436 said RealtyTrac, an Irvine, Calif.-based marketerr of foreclosed properties. That was down from 5,495t foreclosure properties in April, or one per everyt 387 households. Colorado's foreclosure-per-households ratio was better than the national average of oneper 398, RealtyTrac said.
It said 321,480p U.S. properties were in foreclosurein May, down 6 percentt from April. Nevada again had the nation'z highest foreclosure rate in May, RealtyTrac with one in every 64 households in some stagee of theforeclosure process. It was followed by Florida, Arizona, Utah, Michigan, Colorado, Idaho and Ohio. Nationwide, "May foreclosurer activity was the third highest monthnon record, and marked the thirds straight month where the total number of propertiex with foreclosure filings exceeded 300,000 — a firsyt in the history of our James Saccacio, RealtyTrac CEO, said in a statement "While defaults and scheduled foreclosure auctionsz were both down from the previous bank repossessions, or REOs, were up 2 percent thanks largely to substantial increases in severap states, including Michigan, Arizona, Washington, Nevada, Oregon and New Saccacio said.
He said the company expecta bank repos to spike in the comingmonths "asz foreclosure delays and moratoria implemented by various stat laws come to an end." Colorado officials -- as well as locakl members of the real estate industry -- have long disputed the state'ws high position on RealtyTrac's monthly lists, arguingb that its foreclosures are overcountedx partly because Colorado's public trusteews report foreclosures at each stage of the process. RealtyTracv officials have said that their methodologytis fair. Colorado ranked firstr on RealtyTrac's monthly list for most of 2006.
But Nevadas moved into the top spot in 2007 and has held it ever Colorado ranks lower in foreclosurez onother lists, including the 's quarterly delinquencg survey. The , for the firstf quarter of 2009, released May 28, showec that Colorado ranked 41st among the statesin past-du e mortgages, and 26th in foreclosures started. RealtyTrac'd data for the first quarter of 2009 showed Colorad o hadthe 12th-highest foreclosure rate in the natiom for that three-month .
Saturday, August 4, 2012
The teams: Florida State University and University of West Virginia - Jacksonville Business Journal:
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The Seminoles, the Atlantic Coasrt Conference's invitee, began the seasobn ranked No. 5 in The Associatecd Press' preseason poll, but -- like the 8-3 Mountaineersx -- fell on tough times. They lost theirt first and last games of the seasonj to state rivals Miami and then Maryland also defeatedthe 'Noles, who finished the seasonb ranked No. 17 in the AP But the Gator Bowl has been a site of successd forFlorida State. The 'Nolees are 4-0-1 in five appearancezs dating backto 1965. Their wins includd a 31-12 victory over West Virginia in 1982, and a 30-18 win over Virginia Tech in 2002'e game.
Florida State arrives in Jacksonville -- 150 miles east of its campu s inTallahassee -- rested and physically recovered six weekas after their 20-13 home loss to Floridqa on Nov. 20. Senior Chris Rix reportedly returns asstarting quarterback, the second time this year he regained the hoping to impress in his final game as a college player. The Seminoles finished the regular season with the NCAADivisiom 1A's No. 1 rush defense, allowing only 69 yardsw per game and four rushing touchdowns in11 games.
Junior runnint back Leon Washington, an Andrew Jackson High Schoool graduate, returns to his hometowm as one ofthe 'Noles top backsz (793 rushing yards) despitw injuries late in the season. Legendary Head Coachn Bobby Bowden, a former head coach at West Virginiaqfrom 1970-75, will seek his 278th careee win at FSU and his 350thh overall in his career Bowden is the winningest coacg in the history of Division 1A football. West Virginiaq University (8-3) returns to the Gator Bowl as the Big East representativew for a second consecutive facing an uphill battle against FloridawState University.
The Mountaineers enter as an eight-point underdog against the 8-3 Seminoles, of the Atlantidc Coast Conference. They will play in Florida State'w back yard, trying for their firsgt Gator Bowl win in thei rfifth try. West Virginia lost last year'x Gator Bowl to Maryland, 41-7. Florida Stat beat West Virginia, 31-12, in the 1982 game. The Mountaineerss began 2004 ranked 10th in TheAssociated Press's preseason college football poll, but finished unranked by AP after dropping their final two gamexs to Boston College and Pittsburgh. They arrive in Jacksonvillre with a healthy Rasheed Marshall.
The senio r has thrown 44 careertouchdown passes, and rushedf for a Big East quarterback recorsd of 1,969 yards sincee 2001. He plays behind an experiencedoffensive line. The five offensive lineman have a combined107 starts, led by seniodr Tim Brown, with 35 career starts. The running game features a stableof backs, includingy senior Kay-Jay Harris (825 yards in and sophomore Jason Colson (686 Junior Chris Henry is their top receiver (12 TD catches). On the Mountaineers are led by senior linebackers AdamLehnortt (66 three sacks) and Scott Gyorko (54 tackles, three sacks.
) The team permitteed just four touchdown during a five-game span and went 12 quarterxs at one point in the seaso without allowing a TD. Rich Rodriguez, a 1986 graduate, has takenj the Mountaineers to bowl games in threse of his four years asWest Virginia'xs head coach. His record the past three seasonsis
The Seminoles, the Atlantic Coasrt Conference's invitee, began the seasobn ranked No. 5 in The Associatecd Press' preseason poll, but -- like the 8-3 Mountaineersx -- fell on tough times. They lost theirt first and last games of the seasonj to state rivals Miami and then Maryland also defeatedthe 'Noles, who finished the seasonb ranked No. 17 in the AP But the Gator Bowl has been a site of successd forFlorida State. The 'Nolees are 4-0-1 in five appearancezs dating backto 1965. Their wins includd a 31-12 victory over West Virginia in 1982, and a 30-18 win over Virginia Tech in 2002'e game.
Florida State arrives in Jacksonville -- 150 miles east of its campu s inTallahassee -- rested and physically recovered six weekas after their 20-13 home loss to Floridqa on Nov. 20. Senior Chris Rix reportedly returns asstarting quarterback, the second time this year he regained the hoping to impress in his final game as a college player. The Seminoles finished the regular season with the NCAADivisiom 1A's No. 1 rush defense, allowing only 69 yardsw per game and four rushing touchdowns in11 games.
Junior runnint back Leon Washington, an Andrew Jackson High Schoool graduate, returns to his hometowm as one ofthe 'Noles top backsz (793 rushing yards) despitw injuries late in the season. Legendary Head Coachn Bobby Bowden, a former head coach at West Virginiaqfrom 1970-75, will seek his 278th careee win at FSU and his 350thh overall in his career Bowden is the winningest coacg in the history of Division 1A football. West Virginiaq University (8-3) returns to the Gator Bowl as the Big East representativew for a second consecutive facing an uphill battle against FloridawState University.
The Mountaineers enter as an eight-point underdog against the 8-3 Seminoles, of the Atlantidc Coast Conference. They will play in Florida State'w back yard, trying for their firsgt Gator Bowl win in thei rfifth try. West Virginia lost last year'x Gator Bowl to Maryland, 41-7. Florida Stat beat West Virginia, 31-12, in the 1982 game. The Mountaineerss began 2004 ranked 10th in TheAssociated Press's preseason college football poll, but finished unranked by AP after dropping their final two gamexs to Boston College and Pittsburgh. They arrive in Jacksonvillre with a healthy Rasheed Marshall.
The senio r has thrown 44 careertouchdown passes, and rushedf for a Big East quarterback recorsd of 1,969 yards sincee 2001. He plays behind an experiencedoffensive line. The five offensive lineman have a combined107 starts, led by seniodr Tim Brown, with 35 career starts. The running game features a stableof backs, includingy senior Kay-Jay Harris (825 yards in and sophomore Jason Colson (686 Junior Chris Henry is their top receiver (12 TD catches). On the Mountaineers are led by senior linebackers AdamLehnortt (66 three sacks) and Scott Gyorko (54 tackles, three sacks.
) The team permitteed just four touchdown during a five-game span and went 12 quarterxs at one point in the seaso without allowing a TD. Rich Rodriguez, a 1986 graduate, has takenj the Mountaineers to bowl games in threse of his four years asWest Virginia'xs head coach. His record the past three seasonsis
Thursday, August 2, 2012
Cincinnati's new photo-sharing Web site to have different focus - Business Courier of Cincinnati:
ycoguqi.wordpress.com
Launching this month, .com gives users three optiond fortheir photos. They can sell photos at any price with astock license, shar e them in free albums or support them with advertisementd that can generate revenue per views and Photrade co-founder Andrew Paradieas has been programming since age 6 and taking pictured since 12. He pursued a career in venture capital out of collegw so he could learn the financial ropesz ofa start-up business and gain contactws from investment firms around the country. The idea for Photradee came in 2005 after an introductionto co-founder Dan Presto through a mutual friend. "We realizeds sharing photos isvery easy.
Wouldn't it be greag if making money off of photos was justas easy?" said who left last fall to pursue Photrade full Preston is no longer with the company. Despite the 180 or so phot sites that exist on the and the popularity of Photobucketand SmugMug, he saw a nichd in providing a unique set of protection and licensing productx and a model that allows anyonr to make money from their photos through ads or stockj licenses. Photrade earns a percentage of photos sold and adrevenue generated.
"Just like made millions of small companiee throughthe Internet, we're doing that for amateue and semi-professional photographers," said Paradies, who has brought on a full stafd of programmers, marketers and customer service reps sincee receiving funding from Mount Adams-based and Cleveland'ds in January. He now employs 10 in an officw atthe . He calls it an "exciting and sleeplesx time" since the beta version of the site launchedfJune 10. "We're doing things no one's ever done You don't know how it'w going to turn out," he said. But photographeras and advertisers aretaking notice.
Media buying firm Empower chose to invest in the company so it could be at the cuttingg edge of a potential new advertising vehiclre forits clients. "The Internet went from advertisingt around contextual content tovideo - they missed advertising around photos," said Jim the firm's vice president of media innovation. "People go right to the photography in the middle ofthe page, not to the bannefr ads surrounding the page. This is an interestin concept, and no one out there is doing San Francisco-area photographer Lane Hartwell is more focuses on the tools Photrade provides to professionals, like watermarkinb and methods of tracking and preventingt copyright infringement.
"The idea is that every photo has a value to the owner and tosomebody else," said who recently saw one of her stolem photos in a music video. "It's about education. You need to have a certainj amount of language arouns photographs because they are so easyto steal." Over the next Photrade will release a suite of additional protectio items. The site will allow photographers to chooswe from a series of templatez to create theirown sites.
It will providwe basic photo editing tools and additional options for sharing A feature that would allow users to aggregated photos from other sites coulcbe added, as long as Photradd is able to verify that those photosa are not stolen ones. And it will offetr picture-in-picture advertising, technology for which a patenrtis pending, with the abilithy for users to earn money based on the number of viewsw to a photo and clicks to a link beneatyh it. The challenge for the companyy will be convincing advertisers that this model provides better click rates than traditional Googled Adsense orbanner advertising, said J.B.
Kropp, a seriall Web entrepreneur and senio vice president of product strategyat ShareThis. "It's a mattert of introducing the rightt ad to the right person at the right If they can couple that with good it could be aninterestinh model," he said. For now, Paradies is drummintg up interest in the which has grownto 3,000 users in the first To help the launch, he's createsd a Spirit of Cincinnati phot o contest. The winners' work will be showcased at Photrad launch events June 27 and 28 at 1417Main St. in • Photrade.com will allow photographers to sell their photoa or support themwith • A Spirit of Cincinnati photo contest will help launchy the site.
• The winners' work will be showcaser at Photradelaunch events.
Launching this month, .com gives users three optiond fortheir photos. They can sell photos at any price with astock license, shar e them in free albums or support them with advertisementd that can generate revenue per views and Photrade co-founder Andrew Paradieas has been programming since age 6 and taking pictured since 12. He pursued a career in venture capital out of collegw so he could learn the financial ropesz ofa start-up business and gain contactws from investment firms around the country. The idea for Photradee came in 2005 after an introductionto co-founder Dan Presto through a mutual friend. "We realizeds sharing photos isvery easy.
Wouldn't it be greag if making money off of photos was justas easy?" said who left last fall to pursue Photrade full Preston is no longer with the company. Despite the 180 or so phot sites that exist on the and the popularity of Photobucketand SmugMug, he saw a nichd in providing a unique set of protection and licensing productx and a model that allows anyonr to make money from their photos through ads or stockj licenses. Photrade earns a percentage of photos sold and adrevenue generated.
"Just like made millions of small companiee throughthe Internet, we're doing that for amateue and semi-professional photographers," said Paradies, who has brought on a full stafd of programmers, marketers and customer service reps sincee receiving funding from Mount Adams-based and Cleveland'ds in January. He now employs 10 in an officw atthe . He calls it an "exciting and sleeplesx time" since the beta version of the site launchedfJune 10. "We're doing things no one's ever done You don't know how it'w going to turn out," he said. But photographeras and advertisers aretaking notice.
Media buying firm Empower chose to invest in the company so it could be at the cuttingg edge of a potential new advertising vehiclre forits clients. "The Internet went from advertisingt around contextual content tovideo - they missed advertising around photos," said Jim the firm's vice president of media innovation. "People go right to the photography in the middle ofthe page, not to the bannefr ads surrounding the page. This is an interestin concept, and no one out there is doing San Francisco-area photographer Lane Hartwell is more focuses on the tools Photrade provides to professionals, like watermarkinb and methods of tracking and preventingt copyright infringement.
"The idea is that every photo has a value to the owner and tosomebody else," said who recently saw one of her stolem photos in a music video. "It's about education. You need to have a certainj amount of language arouns photographs because they are so easyto steal." Over the next Photrade will release a suite of additional protectio items. The site will allow photographers to chooswe from a series of templatez to create theirown sites.
It will providwe basic photo editing tools and additional options for sharing A feature that would allow users to aggregated photos from other sites coulcbe added, as long as Photradd is able to verify that those photosa are not stolen ones. And it will offetr picture-in-picture advertising, technology for which a patenrtis pending, with the abilithy for users to earn money based on the number of viewsw to a photo and clicks to a link beneatyh it. The challenge for the companyy will be convincing advertisers that this model provides better click rates than traditional Googled Adsense orbanner advertising, said J.B.
Kropp, a seriall Web entrepreneur and senio vice president of product strategyat ShareThis. "It's a mattert of introducing the rightt ad to the right person at the right If they can couple that with good it could be aninterestinh model," he said. For now, Paradies is drummintg up interest in the which has grownto 3,000 users in the first To help the launch, he's createsd a Spirit of Cincinnati phot o contest. The winners' work will be showcased at Photrad launch events June 27 and 28 at 1417Main St. in • Photrade.com will allow photographers to sell their photoa or support themwith • A Spirit of Cincinnati photo contest will help launchy the site.
• The winners' work will be showcaser at Photradelaunch events.
Wednesday, August 1, 2012
Jacksonville bankers debate
bentlyoupapa1810.blogspot.com
Local bankers are splir between wanting the government to step in to helpthe “tolo big to fail” banks and allowing such bank to fail rather than having taxpayers bail them out. Here’e some of the debate: Gil Pomar, president and CEO of Inc. JAXB): Yes, the government should let somebankzs fail. Markets will ultimately take care of There maybe pain, but eliminatingv the risk of failure would not be a good From a traditional banking I don’t think letting the bankds fail would have a huge impact because of the which is backed by the full faith of the Unitedc States.
I don’t think large failures would happen anyway because there is usually capital available at some prics unless the bank is a total lost Those banks are easy to spot and they are trading for cents onthe dollar. Globally, and from an investment bankinf perspective, it’s a different story. The counter-partty risk and potential crasy of certain capital markets and the resultingf loss of liquidity and confidence in the marketr is ahuge concern.
Local bankers are splir between wanting the government to step in to helpthe “tolo big to fail” banks and allowing such bank to fail rather than having taxpayers bail them out. Here’e some of the debate: Gil Pomar, president and CEO of Inc. JAXB): Yes, the government should let somebankzs fail. Markets will ultimately take care of There maybe pain, but eliminatingv the risk of failure would not be a good From a traditional banking I don’t think letting the bankds fail would have a huge impact because of the which is backed by the full faith of the Unitedc States.
I don’t think large failures would happen anyway because there is usually capital available at some prics unless the bank is a total lost Those banks are easy to spot and they are trading for cents onthe dollar. Globally, and from an investment bankinf perspective, it’s a different story. The counter-partty risk and potential crasy of certain capital markets and the resultingf loss of liquidity and confidence in the marketr is ahuge concern.
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